5 Best High Yield Savings Accounts 2023

So before you watch this video, I want to tell you what I use a high yield savings account. I only use it to hold my emergency account money and also savings that I have to buy something in the near future. The goal is not to get rich of a savings accounts, because that’s stupid, the goal is to get a good Interest, and to get security and good customer service.

Now I don’t want to fall for companies that offer amazing rates, that will switch, and then you just have a terrible service, so the focus here is long term quality.

The one I use is going to be Number 4 by the way and all of these banks are fdic insured, they also don’t have any crazy fees

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Ally Bank

Now this bank has been around for awhile since about 2009 in full service

They been offering copetives rates

And the customer service is solid

And according to then, they are the number 1 online bank in america

What’s the Info:

They currently pay 3.75%

They also offer digital buckets, so you are able to have multiple accounts in one

And they even let you do automatic savings, where they analyze your spending habits and see when its safe to save some more

Synschrony Bank

Now these people are working amazon, mattrss firm and I think they acquiered portion of paypal if I’am not mistaken

But the important this that they have good customer service and they are also FDIC insrued

They offer 2 products

They have a yield of 4%

And they have a 11 month cd with no early penalty at 3.90%

No minimum deposit, balance or monthly fees

CIT Bank with a little spin

They offer .25% on balance below 5k

But balances above 5k get 4.75%

And they don’t have any monthly fees

Lol according amarican banker:

They offer the #1 most human experience

Whatever that means

The catch is rates can change at any moment

Discover savings account

This is the one I use.

And I use it for an obvious reason.

Customer service is amazing, and rates have stayed competitive for a long time

Offer

No fees because you already know

They offer 3.60%

But what I like Is, they tend to stay competitive

Capital One 360 savings

This is one of the lowest but they are also consistent

Offering a 3.40% rate

Overall Guys:

Youll find better offers but I didn’t want one of those offer that requiere you fill a checklist

Spend 12 times a month to get and extra percentage and any of that stuff
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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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