Building and maintaining a GREAT credit score (720+)

Are you looking to boost your credit score and maintain financial stability? In this video, we’ll guide you through the essential steps to build a strong credit score from scratch and share proven tips to keep it high. Learn about the importance of credit history, the impact of timely payments, managing credit card utilization, and avoiding common credit pitfalls. Whether you’re just starting out or looking to improve your score, these strategies will help you achieve your financial goals. Don’t forget to like this video if it was helpful, comment any questions you might have, and subscribe for more financial education!

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TIMESTAMPS:
0:00 How to build credit
4:16 Getting your credit together is deeper than you
8:13 Are there any particular credit cards that are better for authorized users?
9:50 5 Parts of your credit score
16:18 Homeownership and credit
18:42 Cars don’t increase our score as much as we think
19:17 Homeownership and student loans
21:54 Credit and medical bills
26:56 Tired of paying rent?
29:01 Will my score increase after collections are dropped?
31:20 How to get a credit card
32:00 Low credit scores cost you MORE money
37:54 Have discipline with your credit card
41:15 How to check your credit
43:32 How to raise your credit score
45:30 Avoid credit card scams
46:35 Credit and gaining assets
50:39 Stop being so thirsty and count the financial costs
52:04 The truth about credit repair
57:07 Be mindful of credit sweeps
58:24 Can you check your credit report more than 2x a year?

Keywords: credit score, how to build credit, maintain credit score, improve credit score, financial tips, credit management, credit history, personal finance, credit card utilization, credit report, financial stability.

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