How Long Does It Take To Get a Policy Designed for Infinite Banking?

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— When it comes to getting a Whole Life Insurance Policy designed for Infinite Banking, the time it takes for the policy to be inforced (meaning official) mostly depends on you (the owner). Once you have decided to move forward with a policy, the process is the same as any other life insurance product.

Step 1 – Our process is we complete your life insurance application over the phone. The application takes 30 minutes, but you decide when this takes place.

Step 2 – You have to complete a medical exam. This takes approximately 30 minutes but it requires a nurse hired by the insurance company to visit you. This does not cost anything but requires you to schedule a time most convenient for you.

Step 3 – Once the first two steps are completed the insurance company decides if you are insurable or not. This process takes about two weeks.

Step 4 – Once the insurance company says “yes, you are insurable” your official policy will be mailed to you. We will review your policy with you. At this point, you will mail back the signature pages along with your premium check to place your policy inforced. Once the policy is inforced you are free to request your first loan.

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