How to Get Back On Track With Your Money Goals Starting NOW

Join me for the FREE live money masterclass: https://onebighappylife.com/moneymasterclass2025

You don’t need a perfect start to reach all of your financial goals this year.

If January didn’t go as planned—or even if you haven’t started yet—this is your chance to turn things around. In this video, I’ll help you figure out what’s really been holding you back and how to start making progress on your most important money goals.

🔗Links & Resources Mentioned
Get your One Year Spending Plan: https://onebighappylife.com/budget
How to Actually Achieve Your Goals in 2025: https://youtu.be/IE5BErYh8ZM

⌚️Timestamps
0:00 – Introduction
0:46 – Why you don’t need a perfect January to succeed
2:00 – Breaking free from the “perfect start” mindset
3:42 – Progress isn’t always linear (and why that’s okay)
5:00 – Persistence: The key to staying on track
6:30 – Why adaptability is just as important as persistence
8:10 – How persistence and adaptability work together to create progress
8:30 – Reflecting on what held you back in January
9:50 – Why skipping reflection keeps you stuck in the same patterns
12:30 – How to look past the surface to find root causes
13:23 – External vs. internal factors: What’s holding you back?
16:00 – Looking for patterns in your financial habits
17:59 – Treat January as data, not failure
19:27 – Financial keystones: What they are and why they work
20:26 – How financial keystones create a ripple effect in your finances
21:21 – Choosing the right financial keystone for February
23:02 – Why focusing on one keystone builds long-term success
24:30 – Planning your financial keystone for February and beyond
WHERE YOU CAN FIND US…

The Newsletter: https://onebighappylife.com/newsletter/
Website: https://onebighappylife.com
Instagram: https://instagram.com/onebighappylife
Email: hello@onebighappylife.com

ABOUT SCARLETT COCHRAN

Hi, if we haven’t met before, I’m Scarlett—a banking and finance attorney turned author and entrepreneur. I’m here to help you build wealth, make confident financial decisions, and create a life you absolutely love. Whether it’s mastering your money, learning to invest, or growing a life-first business, I’m all about giving you the tools and support you need to make it happen. Let’s create your best life, one step at a time!

ABOUT ONE BIG HAPPY LIFE

We believe that you deserve to live your rich life, one where you get to say yes to the spending for a life that you love today while also building wealth for your best financial future. One Big Happy Life helps you creating a life you love by finding the right balance between your personal and financial goals.

Life isn’t just about one thing but money touches on just about everything. Personal finance doesn’t have to be complicated or overwhelming.

Our goal is to empower you to take charge of your money and create the life you want.

▸▸▸Disclaimers & Copyright

This video is for informational purposes only and does not constitute legal or financial advice. Please consult an attorney or certified financial planner who will put your interests before theirs.

*The footage in this video is property of One Big Happy Life. You are not allowed to use this footage without permission. To request permission please email team@onebighappylife.com

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