How to Travel for Free with Credit Cards in Minutes

A step by step guide on how to travel for free anywhere in the world. Usually, you would see a guy in Hawaii telling you he got here for free and all you have to do is buy his course, and you can do the same. Sounds familiar.

Now I this video we’re going to talk about a few things that no one else really breaks down.
1. How people travel for free
2. Why banks offer these offer
3. How it affects your credit score
4. How many times can you do this
5. Which credit cards to use
6. How not spend money when you do it
7. When to cancel the credits ( annual fee or no annual fee)

Tip Before watching
If you don’t have the best credit score that fine, go to my everything credit playlist so you can get your credit score up

How to Travel for Free with Credit Cards in Minutes

1. How people travel for free
– Credit score
– credit card with a signup bonus
– Sign up, you spend the money, you get the money back
– Redeem it for travel usually higher

2. Why banks offer these offer
– They want your business
– Hoping you spend more than you can afford
– Make money in interest
– Competition

3. How it affects your credit score
– Hard Inquiries ( less than 5 points)
– Cancel credit cards ( Don’t cancel the oldest card)
– Credit utilization ( If you spend to get the bonus but then can’t pay it back

4. How many times can you do this
– Unlimited but really ( limited amount of bonuses out their)
– Chase 5/24 rule ( use to fight this problem for companies
– I know a guy with 200 credit cards, quick math (bonus 500 each that’s 100,000 dollars in money/ miles)

5. Which credit cards to use
– Whichever ones have the highest signup bonuses
– No annual fee is better
– Annual fee if you have an upcoming trip and need the cash asap and can cancel quickly
– Recommendations Chase Sapphire Preferred to get $750 for travel when you spend 4k in the first 90 days
Barclay card Aviator Red
And if you want more, I have a full video on the top sign up bonuses

6. When to cancel the credits ( annual fee or no annual fee)
– It all depends do you want an 850 or do you want to travel for free
– No annual fee just keep it
– And if you do have an annual fee ask for it to be waived
– If they don’t waive it, then cancel it

7. How not spend money when you do it
Manufactured spending ( I have a full video I’m going to link it down below)

Final Thoughts:
Don’t do this when getting a mortgage, and be careful with manufactured spending when you watch that video.

* PRO TIP*
INFORMATION IS EVERYTHING
Link:
Manufactured Spending: https://www.youtube.com/watch?v=OjurIcyUHIA&list=PL7bLnhVDy78I3JSE-z8TKPMbm7YDcsISx&index=3
Everything Credit Playlist: https://www.youtube.com/watch?v=-XeFcq0lDNs&list=PL7bLnhVDy78I3JSE-z8TKPMbm7YDcsISx

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