YOUTUBE Money is just a tool. | On Payday, We Plan Pt. 2 AdminJanuary 11, 2025029 views Money is just a tool and I’m here to teach you how to use it effectively! From savings to spending, to investing and giving, there’s a process to it all. Share this video with your homegirls and be sure to subscribe to the channel if you want to work on your finances in 2024! 👋🏾If you’re new to The Responsible Homegirl YouTube Channel, hey sis! Download my free money management guide: https://colossal-musician-6350.ck.page/950fdd97ee 🔥Pre-order The Responsible Homegirl Planner: https://www.theresponsiblehomegirl.com/planners 💰Create a High-Yield Savings Account with So-Fi https://www.sofi.com/invite/money?gcp=f9498dc2-7723-4680-8767-2e80ff1a55a2&isAliasGcp=false Timestamps: 0:00 Intro 1:36 It’s a difference between making money and managing it 3:38 Money is just a tool 5:50 Get focused and get rid of the distractions 7:26 How do we use money effectively? 8:11 Saving in a High-Yield Savings Account 11:31 Value-Based Spending 14:15 Create a Roth IRA and own what you use 20:20 Be generous 24:51 Recap of 4 ways to use money 📲Connect with me on social media: IG: https://instagram.com/theresponsibleh… Facebook: https://www.facebook.com/profile.php?… TikTok: https://www.tiktok.com/@theresponsibl… source