My Top 6 Credit Cards and why I got them



My top 6 credit cards and why I got them. I’ll be honest some of these credit cards I’ve had for more than 3 years, I think, so take that into consideration, I have no links in the description so even though I have them I will be talking the bad and why I got them.

My Top 6 Credit Cards and why I got them

Everyone is different when it comes to credit cards: So theirs no need to copy my selection
Travel points
Sign up bonus
Cack back
Perfect credit score
And me Max out credit cards, pay no interest, invest the money and have the investment pay back the credit cards in full
Pro: I make a lot of money
Con: My credit fluctuates

All these cards have a little story:

1. Barclaycard apple rewards
Story: I was 19, and I was college, and I was so tired of using a crappy dell to make my videos because they would take so long to create. SO I wanted a MacBook that cost a little over 3k, I got this credit card.
Pro: with this card card
Rewards: 3 points apple
I got what I wanted a laptop
Plus 1

Con:
It’s really an apple card in a way
The only reason I don’t cancel is because sometimes I buy items for people and have them pay me and keep the points
– Oldest card
– And 10k credit line

2. Discover it Card
Story: I remember I was doing dropshipping and also had a business opportunity, and I needed 4-5k. So I got this card and did a cash advance. Did the deal and paid it back and then used it for dropshipping. Ever since then I use this card for everything

Pro:
5% cashback on categories I like Amazon, groceries, and everything

Con:
The 1% flat fee and it almost made consider getting the Citi card for when I cant use it

3. Chase Freedom
Story: I only got this card because the discover card was almost to its limit, so I did a balance transfer because I was using the discover to drop ship items. And get cashback. ( the balance transfer was free, and I got 15 months free)
Ps. I bought over 20k worth of items on amazon and got 5% cashback, quick math 1k cashback alone

Pro:
1.5% cashback
Con:
That’s not really that compelling compared to the other cards in the market

4. Paypal Credit ( they don’t have a physical card it’s all online )
Story: As you can tell guys, I use a lot of my cards to fund business stuff and not pay interest. I got this card because I needed new equipment for youtube and I bought it with the card and got 6 months to its interest-free

Pro:
6 months on everything above 100 bucks

Con:
Theirs no physical card, no cashback and they have to accept Paypal

5. Amazon Store Card
Story: I had the normal visa amazon card, but stopped using it and cancel after doing dropshipping because of some issues we had.
However, this ones pretty cool

Pro:
5% on Amazon purchases
Or 6-12 months free interest

Con:
Only works on amazon

6. Chase Ink
Story: Huge deal for me because it was my first credit card for business. And I got a limit out of the gate of 10k and already maxed out. Again to make more money, plus they gave me 12 months interest-free

Pro:
1.5% cashback for business

Con:
It’s pretty solid for what I want it for, but there are cards with higher balances

Final Thoughts
Credit cards are great, its all about what you personally want it for.

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