Why Keeping Your Credit Utilization Low Really Matters 🤔| Clever Girl Finance

Do you want to boost your credit score? One key habit is to keep your credit utilization low. Ideally, you want to keep it below 30%, but the lower, the better. It signals to lenders that you’re managing your credit wisely and not overly reliant on borrowing.

This simple habit can make a big difference when it’s time to apply for a loan, mortgage, or even rent an apartment. Want a stronger credit score? Start by keeping those balances in check and using credit intentionally.

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