YOUTUBE Why you should pay off your debt as soon as possible | Foundation Fridays Pt.3 AdminAugust 12, 2025010 views Hey Homegirl! Foundation Fridays are IG Live talks every Friday to help you build your financial foundation- This was part 3 where we discussed why you should pay off your debt ASAP and more credit stuff! This conversation was a great one! Join me on IG LIVE @The Responsible Homegirl every Friday at 3PM. Want me to discuss a specific subject? DM me and let me know! IG: https://www.instagram.com/theresponsiblehomegirl/ Want to join the FB group I mentioned in the IG Live? Click the link below Timestamps: 0:00 Intro 8:55 Credit is about building trust 11:10 Revolving and Installment Credit 13:52 Why credit is so important 17:15 Let’s live a debt-free life 22:00 How credit card companies make their money 24:16 Balance Transfers and credit consolidation 26:08 Join the Facebook Group where we’re paying off debt TOGETHER 28:40 Car payment talk 33:55 Ways to pay off debt. Debt Snowball or Avalanche?? 36:07 Recap + Prioritize paying off your debt 41:39 It don’t happen overnight- Interview w/ Marcus Hammond, Creator of the Black Food Truck Festival 49:09 Discipline and consistency 51:47 Don’t be discouraged by where you are right now 54:50 Why I’m always sharing financial education Resources: 1. Download the FREE Money Management Guide https://colossal-musician-6350.ck.page/162366160c 2. Lifestyle Budgeting 2022 Edition https://theresponsiblehomegirl.com/products/lifestyle-budgeting-ebook-2022-edition?variant=43074992636152 3. Increase your credit score with Kikoff https://kikoff.com/?irclickid=XsQRHH1q5xyLWyxwUx0Mo3YoUkDwOdXKEVJ6VE0&irgwc=1&utm_source=referral&utm_medium=partner&utm_campaign=Kionnie%20Epps_3311393&utm_content= Support the podcast by: 1. Leave a rating and a review on Apple Podcast 2. Give monetarily via PayPal or CashApp $KionnieE https://www.paypal.com/paypalme/kionnieepps 3. Check out our online store! https://theresponsiblehomegirl.com/collections/all Connect with me: Instagram: https://www.instagram.com/theresponsiblehomegirl/ TikTok: https://www.tiktok.com/t/ZTdwd1Q9s/ Facebook: https://www.facebook.com/The-Responsible-Homegirl-107995731113997 Pinterest: https://pin.it/72uJsNl source