I always see comment when I make these videos, “ Tommy this is to easy “. But these things really are simple.
As you watch this video, share all the ways you save money in the comments down below. Who knows it might help someone.

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Chapters:
0:00 Intro
1:11 Pay off Your Credit Card Debt
2:10 Invest Your Extra Money 10% of your Income
3:14 Keep Your Car a Little Longer
4:06 House Hack / Apartment Hack
5:30 Cut These Bills or share subscriptions
6:23 Keep Your Phone Longer
7:42 Switch To Cheap Phone provider or Internet Provider
9:14 Take the Free Money from your Company
9:57 Invest in Better Appliance
11:32 Pack Your Lunch
12:41 Outro

1. Pay off Your Credit Card Debt
– For ever $1000 you have in Credit Card Debt
– At 25%, it cost you $20.83 a month
– And most people carry around $6,194 so that’s like $129 ( so that’s almost like $1,500 a year )

2. Invest Your Extra Money 10% of your Income
– For every $1 you invest at 12%
– It’ll make $29.96 in 30 years
– I know this is long term but imagine setting aside 10% of your income

This translate into this:
– $200 a month turns into $648,732.22

3. Keep Your Car a Little Longer
– The average Car payment is $575 new and $430 used
– So keep a car longer and especially if its paid off
– That’s all more savings to invest

4. House Hack / Apartment Hack
– If you have a house or even an apartment
– It can cut your cost of living in half or even more potentially
– Cons are though: Privacy and inconvenience

5. Cut These Bills or share subscriptions
– Cable, Magazine Subscriptions, and stupid subscriptions you don’t need
– These can save you a few hundreds or thousand dollars a year
– Netlfix, amazozn prime and more can also be share

6. Keep Your Phone Longer
– The iPhone 13 right now Cost $999 and the Max cost $1,099
– I follow the 3 day rule but instead make 3 years
– So I usually just search phones every 3 years or when even I feel like it

Tip: this means you save $1000 every year by just not buying it lol, and then when you do buy the iphone you want , its already worth a lot less

7. Switch To Cheap Phone provider or Internet Provider ( or Downgrade to their cheaper plans )
– Big companies like Tmobile, Verizon and At&t get you in by offering free phone
– But in reality its really expensive
– The premium plan can cost $85 while the cheap plan can be $60
– But I pay $30-35 with my phone bill ( that’s over $1000 a year in savings )

Tip: Same thing applies to your internet

8. Take the Free Money from your Company
– 401k match, they save money on taxes and you get to invest more money

9. Invest in Better Appliance
– Energy saving appliances
– Water Filter
– Automate shut down lights

10. Pack Your Lunch
– $15 bucks for 5 work days is $300 a month
– So cook at home

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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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