I’ll be giving you 3 real investments that if you are broke you should be making. Remember investing involves putting out a certain amount of money to get the best return possible with the least amount of risk to lose the capital you put forth.

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1. Increase your Income by Increasing your skills
– most people when they think about increasing their income, automatically think about doing more stuff to earn more money
– More trading time for money
– But the true secret is to understand that not all hours are paid the same

For example:
– my minimum wage job at McDonald’s pays me $15 dollars an hour
– It’s the same amount of time as my plumber spent fixing my pipes, but I had to give him $150 dollars
– Same amount of time my mechanic took to fix my car, but I paid him $75 dollars for those hours
Do you get it:
– the problem is not working more time to earn more money
– The key is have more skills to earn more money on he time you are already spending on work either way
– Imagine this $15 an hours gets you a $120 dollar day, an 8-hour day making $75 an hour gets you $600 ( its night and day difference)

Here are some ideas:
– trade school and college but what jobs
– Coding and IT stuff is paying very well currently
– So for the moment I’ll mention those but do more research and find something you like, are good at and make you money

2. Invest in Affordable Quality
– those two words never really go together for advertisers
– And that’s because they want you to think, that only the expensive stuff can actually be the quality stuff
– But like Warren Buffet once said “ Price is what you pay, Value is what you get”

Here are the Most Important Expenses that You’ll Probably ever have
– Car: according to a study, the most reliable car brands are Toyota, Honda and Mazda, and by buying these cars used you can get 59% discount, and last you an additional 10-15 years depending on how you drive ( that’s value )
– House: Buy something that doesn’t require a bunch of work, that you can pay using only 33% of your income on a 15 year mortgage ( you’ll buy a cheaper house that you can afford to pay faster )
– Education: The name is what you pay for, but the value is in the degree or certification or knowledge you get ( pay cash for your education )
– Wants: you can want things and buy things you want, just make sure it’s with fun money and never borrow money to buy these things ( they’ll Lose their sweet taste if you owe money on them )

3. Buy the Coffee and Also Invest In the Roth ( always think both )
– early on when I was broke and I mean making $60 a week broke and lost my job broke
– I went on this extreme budget, that literally put me on a diet
– I wouldn’t spend any money, for the first few years I literally invested 99% of my income because I lived with my mom

The problem with that lifestyle
– the results and the rewards lose their enjoyment when the price is that high
– And you learn that no matter how much money you have, you will lever feel secure, because it is all false security anyways
– You have real estate you have to worry about tenants, you have stocks you have to worry about down turns, you have a good job you have to worry about job lost

My best response to is ( do both, buy the coffee and invest the money )
– 10% these days of all the money I spend it on things that I want, and sometimes even more
– But i always try to save at least 20% of my income
– In 30 years, I’ll have the investment account
– But I’ll also have the good memories that I wanted

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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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