BUDGETING: In today’s video, we talk about 9 Unnecessary items you think you need to buy, which end up being a huge waste of money (when budgeting your spending). Understand your NEEDS vs WANTS. Learn more on How to Stop Spending & How To Save Money here https://youtu.be/FtLZl5p5xsc

Learn to Budget with our favourite tool – The “BUDGET FOR LIFE” ✅ https://thehumblepenny.com/BudgetForLife

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★★ POPULAR VIDEOS ★★

How we save 60% of our income – https://youtu.be/MAC5HrmYsj4

10 Things To STOP Paying For Now – https://youtu.be/FtLZl5p5xsc

WHY MOST PEOPLE REMAIN POOR – https://youtu.be/duyPlK8MwVQ

6 Ways To ATTRACT MORE MONEY To Yourself- https://youtu.be/cntfb1fsS8k

How We PAID OFF Our Mortgage In 7 Years – https://youtu.be/0_aWbccuZiw

14 HIGH PAYING SIDE HUSTLES For 2020 – https://youtu.be/brAvEZCl0ys

5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2021 EDITION] – https://youtu.be/rTdLWdPS3LM

How To Invest £1000 (9 Best Ways to Invest) – https://www.youtube.com/watch?v=0jRQk8Xkvxg

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★★ ABOUT US ★★

MARY:

I’m married to Ken and we have two boys aged 6 and 4. I’m a Londoner, born in Hackney! 🙂

Day to day, I run the operations of The Humble Penny as a creative – doing everything from marketing to video editing. I studied Multi-media design and technology at Uni.

When I’m not creating, I love vegan food, travelling, working out and doing some outdoor fun things with my husband and kids 🙂

KEN:

I’m a husband to Mary and daddy first and foremost.

Former CFO by day with over 12 years of experience in the investment business. I’m a Chartered Accountant and hold an MBA from Cambridge University.

To explore my creativity, I’m a blogger, YouTuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant.

I have a passion for all things Personal Finance, Business and Personal Development. I also love Photography, Music, Travel, and Sport.

We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc.

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Massive thanks for watching and following our channel 🙂 ♥

★★ TIME STAMPS ★★

0:00 – Intro
1:28 – 1. Kitchen Gadgets
2:54 – 2. Home Soft Furnishings
4:18 – 3. Bottled Water
5:31 – 4. Cleaning Materials
7:24 – 5. Deep Fryer
7:28 – Question 1 For The Comments
8:02 – 6. Non-Essential Baby Products
9:36 – 7. Air Fresheners
10:26 – 8. Expensive Toiletries
11:25 – 9. Paper Towels
12:05 – Question 2 For The Comments

Best, Ken and Mary

#spending #budgeting #savingmoney

★★ WHAT THIS VIDEO IS ABOUT★★

How To Live a More FRUGAL and ENJOYABLE Life

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