I like how things have changed from what they used to be, it use to be that you should use your 20s to travel and have fun and explore, basically waste them. But a lot of people say use your 20s to build and to grow and so on.

But both extremes are terrible, because a lot people think that if you enter 30s without a million dollars then you are a loser.

So in this video, this the ground work stuff, that you need to start building success.

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Living off debt – Credit cards, student loans and even Weddings

Its super important to not to look at what everyone else is doing, because everyone is pretty much broke

But study the wealthy people and also people outside of America

We are the only ones really that think living off debt is super normal

Here is what to expect

From 24-39 the aveage debt is about $78,396

subscriptions (From vacation rentals now)

absolutly everything these days is a subcriptions, from phone bills to where you live and pay rent

my point is some of this stuff you cant avoid, but be careful overspending on them

always compare prices

Here is what to expect:

the average person spend 200 on subscriptions

that’s a million dollars over 40 years if invested

expensive cars (financing to leasing)

ford raptors, mercedes and can you say it with me liabilities

these things cost so much money

what to expect:

in 5 years to pay a bunch of money in debt

and to lose half of the value of the car because of depreciation

Experience you can’t afford

You Only Live Once

The average life span just went up to about 76 now

And theirs a 50-50 chance you make to 90

What to expect:

A long life of regrets, you enjoy 10 years of nonsense and a lifetime of regret

Rental property (unpopular opinion until you buy your own)

I see people buying rental properties, when they don’t even have their own homes or job security

People think making $200 of an investment is good money while taking on 200k in debt

Not smart

Be patient:

If something goes wrong, youll be locked out the game

Better to go slow and steady than to take that risk

Expensive degree

There are no sure investments.

Including education

There are a bunch of 50-80k degrees that only take 9-12 months to get

What to expect:

A bunch of student loan debt

And burden on your income for decades

People (People that are always there are long as money is being spent but leave when it’s not )

This I don’t have to go in deep on
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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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