In this video I discuss Why you should contribute to your company’s 401K or 403B (non-profit/Government) plans, and how does 401k matching work? Most companies will provide a 401K Match as a benefit to you for putting money towards your own retirement. There may be limits to the percentage of income your employer is willing to match, as well as how long you have to wait to become fully vested. The average for most employers 401K match is within the 3-6% range, although some are higher or lower.

The minimum you want to contribute, is the maximum your employer is willing to match! If your company provides a 100% match, that is just like gaining 100% in the market! Where else can you immediately double your money without gambling or doing some illegal activity? Not many places! Double your investment returns now!

After putting money in your 401K/403B, make sure it is going into a fund which holds stocks so that your money can grow, and not a low interest bearing “savings account” that will be eaten away by inflation.

Checkout the full video for more information!

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