Everyone knows on youtube that I’m the boring guy, and have a very long term mentality, which is good but also bad in some ways.

Since I could remember, I’ve never thought about cash flow, in the sense that my entire game was just long term stock investing, and when the time comes 20-30 years into the future I’ll start withdrawal money from my investments.

But lately I’ve been thinking a lot more about cash flow, and the importance of having money that comes to you each month, none stop and that you can actually use today without having to wait 30 years.

O in this video, we’re going to talk both of long term and cash flow; and how to benefit from both.

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My Rich Uncle Just proved to me why this is important

He has a lot of land, that appreciates in value and if he sold all his land he would have more than enough to retire and never worry about money ( but the point is to keep the land so it can keep growing )

But he has a goal, which is to make a certain amount of money in cash flow each month and that he can also retire and not have to sell his invesments

You see with the land, it grows but you cant touch it, with the cash flow, you can receive it and use it

Cash Flow

Cash flow to me, is what an investment is going to make you after its done covering all the cost of operations

That means that if I have a property that make $1000 bucks per months

And after all expenses its left with $500, then my cash flow is $500 not the 1000

In finance they call this free cash flow

Benefits: You get cash today out of your investments

Depending on the asset you use you can get capital apprecaition and cash flow at the same time

For examples: Real estate and Stocks

Real estate you invest your Money, the property grows in value but you can also get paid rents

Stocks, grows in value and you can also get paid dividend

Their always some cashflow to be had from most investments

Cons:

Taxes

How do you Build an efficient plan to produce both Cash flow and Long term Capital gains ( in a sense )

I’m going to share with you guys my idea and you can feel free to copy it or modify it or comment down below and let know what you think

When it comes to Stocks

If you can 8% return on the market and its average almost 12% by the way, but I like using low numbers

Just $100 investment per month turns into $146k in 30 years

So clearly, the secret to this is compount interest and the enemy is interruption, if you can keep investing consistently and not interrupt it ( that’s the key )

So pick a percetage and invest that forever ( for me its 20%, and I may it 15% as I start phase 2)

When it comes to real estate

Lets say you can 3% from appreciation each year which is low compared to the truth of nearly 5%

And lets say you can make also 8% returns each year from cash flow genreated from renting

You see the property grows by enough to cover inflation, and it produces enough money to cover expenses and leave you some money in your pocket

So for me I want to generate 1k per month from real estate and that’s going to take 150k

When it comes to Business ( my uncle is doing this )

He has multiple business, that can be run pasively

Like car dealer ships, financing segment, grocery store

And all of these can generate really good cash flows

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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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