YOUTUBE Credit Score Explained: 4 Things That Impact Your Credit Score w/ Terri Couser AdminJuly 12, 2023044 views In this video, Terri Couser explains how and what effects your credit score. How different credit agencies have different credit score models. The effect different lenders will have on your credit score when they pull your credit. Terri also explains how to manage their credit score if they are laid off off from their job. source