So this video is simple, my favorite time of the year use to be the end of the year because of all the discounts: you know black Friday, end of the year self off and more. But everything change when I saw this commercial by this guy named Ryan Reynolds.

If you don’t know him, his this massive Movie start and plays Deadpool, and now his a part owner of a phone company called Mint mobile which I use ( don’t worry this is not add or a paid promotion). But he ran this add, where he said don’t fall for the end of the year promotions, big phone companies are trying to trap you for the next 36 months. And ofcourse he said go sign up for his company, but I’m already a customer, so I signed my cat up instead.

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1. Now the First thing is : Phone Bill trap
– We gotta start here of course because this is what started it all
– And don’t worry I’ll give you an alternative to save a ton of money
– But I want to show you how tricky these company actually are ( alledgely because I wanna get sued )

So for example I use some call a VPN
– Which allows me to pretend I’m somewhere im not
– So I live in Puerto rico Right now, and the offer we get here a lot worst than new York for example
– So look at this end of the year promotions that Tmobile offer me

Puerto rico:
– Half off on any plan

New York:
– New York, completely free as long as you stay with them for 30 months and if I scroll down even more offers ( fine print is usually 24bill credits )

Benefit: They keep you on for 2.5 years and make a chunk from you

So whats an alternative:
– Iphones go down in value, and we know that if we buiy a 2 years old iphone we can get for 30-50% off
– So buy a used iphone or the phone you want for Cash
– Then signed up to a prepay plan, I use Mint Mobile, and I pay $30 per month SO instead of spending $2550 over 2.5 years I spend $900 which a lot less and with the saving I can buy a new iphone every year or invest it
– They use the same tmobile towers

2. Car Deals: New Car or a Lease
– The offers are usually for a new car 0% APR for
– For a lease you have 0$ due at signing and low monthly payments
– Again these are tactic to get you to trap for usually 12months to 60months

Here is how:
– They sell more cars : Dealer Cost and overstock
– They get the lost income from: selling you extras, extended warranties and so on
– And its kind hard to qualify because you need super nice credit

And for Car leases
– Till this day its one of the most expensive way to have a car
– Because you walk away with nothing and also limited
– I have video on it : https://youtu.be/wPe1TshqKyc

Alternitive:
– Buying a used car 3-5 years old, you can usually get 30-50% discount just like iphone
– But if you take of it, it can last you for years and years
– And the difference you can invest it or buy an Iphone

3. Discounts on things you dot need or Cant afford
– TVs
– Vacation pay off in 6-12months ( cruises )
– Memberships: especially Gym
– Pet products
– Amazon stuff

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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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