Exposing credit score myths | Tips to grow your credit score

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I’m documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I’m up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊
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@lifeandnumbers

My Budgeting template: https://lifeandnumbers.com/templates

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Disclaimer: I don’t have any formal financial background or training. I’m just someone who wished someone had taught me about finances when I was younger and I want to share what I’ve learned along the way. 😊

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Time stamps
00:00 Introduction
00:10 Starting at zero
01:19 Secured credit cards
02:20 Co-signing
05:12 Entry level credit cards
06:33 Diversify your credit
07:43 Build credit young
09:39 Closing credit cards
11:53 Hard inquiries
13:07 Statement vs due date
14:38 Credit utilization
15:53 Late payments

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