Renters and Homeowners Insurance
Also called: renters insurance, homeowners insurance, home insurance
Insurance that helps pay if your stuff is stolen or ruined at home. Homeowners insurance also covers the house.
Example
A pipe bursts and ruins your couch and TV. Renters insurance helps you replace them.
Why it matters
Renters insurance is often cheap. Ask for a quote.
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For learning, not personal financial, tax or legal advice. Rules and limits can change each year, so check official sources (like IRS.gov or your plan's documents) or a trusted pro before big decisions.