If you have mounting credit card debt or your looking to build your 6-month emergency fund, one way to jump-start your journey is to do a no-buy year or low-buy year. This is a great way to pay off debt or save for the future.

Simply telling yourself that you will cut back on spending doesn’t usually accomplish much. Most of us need some guidance and a no-buy year or low-buy year can help.

Join Bola and Esther as they share key tips for a successful no-buy or low-buy year!

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