If you’re overwhelmed by credit card debt or behind on payments, negotiating with your creditors can make a real difference—and in this video, I’ll show you exactly how to do it.

I’m Bola Sokunbi, founder of Clever Girl Finance and bestselling author of the Clever Girl Finance book series including my new book, Clever Girl Millionaire.

In this video, I walk you through *how to confidently talk to your creditors, lower your interest rates, reduce monthly payments, and request temporary relief*.

*YOU’ll LEARN*:

– What to say (including a sample script)

– What to ask for: lower rates, waived fees, hardship options

– What to avoid saying on the phone

– How to escalate when you’re told “no”

– How to work with a nonprofit credit counselor

– How to protect your credit score during negotiations

📌 Even if you’re already behind, it’s not too late. You can do this.

✨ **PRE-ORDER MY NEW BOOK: CLEVER GIRL MILLIONAIRE**: Ready to turn your ambitions into action? My brand new book, Clever Girl Millionaire, is your guide to redefining what’s possible and turning your dreams into millions. 👉 Pre-order your copy now: https://amzn.to/3YZcdJh

📥 Get our free Financial Roadmap and budgeting templates at: clevergirlfinance.com/financial-roadmap

🔔 Subscribe for more debt relief, budgeting, and money mindset tips every week!

#negotiatewithcreditors #creditcarddebt #financialhelp #clevergirlfinance

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