Hey Homegirl! Every year we say, “this is gonna be the year I save, stop wasting money, get out of debt, and __________ (insert your phrase here)”. It’s easy to talk about it, but it’s time to execute! New Year, New Money Habits is a money management workshop I hosted on New Year’s day to reflect on 2022 and adopt new money habits for 2023. Watch this video and download the workbook! You can download it below!

Download the New Year, New Money Habits Workbook
https://colossal-musician-6350.ck.page/2a9e05ad99

Timestamps:
0:00 Intro
2:42 Becoming The Responsible Homegirl
5:50 Cut back to come up
7:33 Reflecting on 2022: Earnings
13:50 Reflecting on 2022: Spending
17:04 Reflecting on 2022: Savings
23:10 Reflecting on 2022: Debt
26:14 Reflecting on 2022: Giving
35:16 Reflecting on 2022: 2 Questions to Answer
36:36 New Year, New Money Habits
37:04 Habit 1: Budgeting
44:27 Habit 2: Save Consistently
50:57 Habit 3: Increase your Income
55:26 Habit 4: Make Paying off Your Debt a Priority
56:36 Habit 5: Set Financial Goals and Attack Them Quarterly
59:32 The Small Decisions Add Up

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