what bills can you stop paying

In this video I’m going to tell you about the Bills you can stop paying right now because of what’s currently going on and no this will not affect your credit score negatively.

– I think most people want to pay their bills, but it’s hard when you have to pick between a bill and eating tomorrow.

1. Look over your Bank Statement ( or the receipts you have for the bills you pay )
– Write down all your bills, Company name, Phone Number and the amount you owe them or pay per month
– The last thing you want to do is just stop paying all of a sudden because your credit and reputation will suffer.
– Here the Bills are the Standard Bills you can pause

List:
Credit Cards Bill: https://www.youtube.com/watch?v=A4HVjPP1prw&t=167s
Car Payment Bill:
Rent/Mortgage:
Water Bill or Light Bill:
Student Loans:
Insurance like Car, Life and so on:

You’ll say to all of them is pretty much the same thing:
– My Name is Tommy, I’ve been a customer for (x) time, and I’ve never missed Payment.
– However, because of what’s going on right now, I have been financially affected and wanted to know the options you guys are offering
– You want to go Complete Freeze and no reduce payments, this way if this continues you can ask for an extension.

2. You’ll still owe the money, the big issue Is going to be once this past and its time to payback
– For example, if you pause your rent payments or your mortgage, the service was still provided so you’ll still have to pay
– What you are going to want is a payment plan for those extra payments once the storm pasts
– And this way you don’t have to struggle as hard.

3. Might be the Best time to Pernantly cut some bills
– While you’re looking over all your bills
– Check what you need and x what you don’t need permanently
– This way you can have extra money to save up once things recover.

For Example:
– A lot of people are realizing that maybe they don’t need that Mercedes and a honda is just fine
– Or that they don’t need 10 subscriptions that charge than 129 per month
– The idea is to remove the stuff you don’t need and only keep what you do

4. Emergency Fund (if the Stimulus Plan Passes)
– You want to make the change to save up for at least 6 months of your living expenses
– Because this time we got sort of lucky the entire world is on the right page
– But if this happened to you and only you, all your bills would continue the same and you would be screwed.

Full Video: https://www.youtube.com/watch?v=CLqk2AeFOso

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