Today I sold about 60% of all my stock investments and realized a loss of nearly 28,000 dollars, and I put all the money into one investment, so as of today I literally own 1 investment.

Knowing the answer to a problem and being able to apply it are two very different things. I’ve been thinking about doing this for a very long time, but then the market crashed and I was losing big money, but I realized this was the perfect time to do this.

In this video I’m going to break down exactly the facts behind this decision, this was not an emotional decision In anyway.

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1. My investment Plan and where it originally came from

It came from acorns and the modern portfolio theory

Acorns:

-Was my original investment app, when I first started to invest for the long term and to consider passive investing

-They use basically in a way the modern portfolio theory, which just means to exposes yourself to a broad amount of different types of investments to increase your return and to also lower the risk

My investment were originally 7

-I had a portfolio of 80% stocks etfs and 20% bonds

-I changed my mind about this when I realized that I was young

-stocks outperform bonds

Then it became 5

-I was exposed to the US market, small cap market, foreign market, growing markets and real estate

-This kept my investments from going up and down with the market as much

-Meaning that I would experience as much volatility ( but volatility doesn’t equal risk )

Then it finally became 1

– I believe America will do better over time

-I also believe that if America goes down, it brings the entire world with it

2. Capital Loss carry forward for the next 10 years almost

-My friend told me, Tommy why not wait until the market fully recovers and then sell

-My response was simple, taxes, cheaper and long term

Cheaper:

-The S&P is literally back to what it was in 2020, all the gains where basically erased

Taxes:

-Sell right now and buying the s&p 500 means I can carry those losses for the next 10 years

-So as the s&p makes me over $3000 in qualified dividend

-I can deduct against that 3000 in capital losses

Long term:

-I don’t need this money for today or tomorrow

-I set things up so I have enough money to service on for 12 months

-And I also set things up for the long term ( so I have no rush )

3. Time horizon and benefits

Since inception the s&p has returned about 11.88%

–If I were to never invest again for the next 50 years I would have 60.2 million dollars

-If I keep investing I will have 121Million dollars

To be honest with you

-That’s about 120 million more than I need

-The point is, it makes no sense for me to take a lower return if I don’t plan on selling things for a long butt time

-So that’s why I sold everything and bought into he s&P

4. Warren

-I have been investing this was for about 1 day, it took me about 4 years to make this decision

-My point is, if I started investing this way since day 1 I probably would have left the market a long time ago

-Its important you know yourself, and how you behave during bad times

I have a track record

-When every the market goes down, I don’t scared, I get exited about investing more money

-When ever I see my investments down double digits I see an opportunity

-Plus my knowledge has grown

So what works best for you, to keep you inside the market for longer

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*Some of the links and other products that appear on this video are from companies in which Tommy Bryson will earn an affiliate commission or referral bonus. Tommy Bryson is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. I’m an Accountant but I’m not your Accountant, always review information with your Accountant/CPA and your Financial Advisor.

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